Turo Refuses to Open Insurance Claim for Interior Damage

TL;DR, rented my car on Turo and paid for their “Premium” insurance option. My vehicle was damaged by a Turo renter and Turo refuses to open an insurance claim to cover the necessary repairs. Requests to open an insurance claim with Turo are being ignored. My car smells like vomit and needs to be repaired due to Turo damage.

I don’t have to drive very often and wanted a way to make a couple extra dollars with my vehicle. Turo looked like a very good option, especially with their claim of “your car is covered against theft and physical damage” from their “Trust & Safety” page. I rented my car on their platform and selected the highest level of insurance. When my car was damaged, I expected them to open an insurance claim and resolve the issue however they are ignoring those requests.

Turo Rental Interior Damage

Everything seemed to go well with the rental, the car was returned and the only thing I noticed amiss was an extra air freshener. The wife and I took the car out that day and immediately noticed a very strange smell. Initially we blamed it on the air freshener so we threw that away but the smell lingered. I did a more detailed inspection of the car and found the entire passenger side carpet to be soaked in a white sticky liquid. Here’s what the back looked like when pressing into it.


I opened a claim with Turo and contacted the renter to find out what it was. I sent them screenshots from the video posted above because their system does not support video. Screenshots of both of those interactions are below;

Turo Damaged Car

Opening Turo Damage Claim

Turo Refuses Insurance Claims

Renter Confirming Spill

Attempting to Fix Turo Rental Damage

Due to the smell & extent of the spill, I contacted several car shops in the area to get it cleaned up. Eventually found a place that could take the car in and work on it. They had to completely disassemble the passenger side of the car to clean the carpet. They found extensive liquid under it. The entire process took roughly 7 hours and cost me $720 out of pocket.

Turo Confirms Damage Claim & Next Renter Confirms Smell

Turo credited me a $100 cleaning fee, which doesn’t even come close to covering what I have already paid for this. I pointed this out for them and their agent confirmed that this should be a damage claim and escalated the issue to that department. Communication with them is below;

Turo Insurance Claim

Turo Confirms Damage Claim Should be Opened

During all of this, someone else rented the car out. I was hoping the cleaning would resolve the matter but the next renter confirmed the car’s condition as “really bad, smells like vomit today :(“.

Turo Damaged Vehicle

Next Turo Renter Confirms Vehicle Damage

Turo Refuses Damage Claim

There was some typical back and forth in the Turo issue since they escalated it. I provided all of the details about the incident and was hoping to have it resolved. Turo refused to look into the issue further and closed the issue after only crediting me a $100 cleaning fee.

Turo Refuses Insurance

Turo Refuses to Honor Insurance Claim

Turo Insurance Request Ignored

At this point, I asked directly to use the insurance that I paid them for. This was ignored and my issue has been closed without any type of resolution.

Turo Insurance Denial

Turo Refuses Damage Claim

Complete Turo Car Damage Discussion

I trimmed some of the discussion with Turo support in this post. The entire Turo damage claim discussion can be found below;


Turo Damage Total

I contacted my local Subaru dealer to get a quote for new carpets in the car, need to be reimbursed for the cleaning expenses and my ruined sun visor & mats.

Turo Damaged Interior

  1.  Cleaning – $720.00
  2.  Replace Carpet – $1,012.23
  3.  Replace Sunscreen – $160.69
  4.  Replace Mats – $93.50
  5.  Total Turo Damage – $1,986.42

Turo, please open an insurance claim for the damage done to my vehicle. I paid you for coverage and I expect to be able to use it to get this issue resolved. Thank you.


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